Mortgage Broker for South Florida
247 Home Loans is a Florida-wide mortgage broker with its home base in Tampa Bay, serving buyers and homeowners across South Florida. From Miami to Palm Beach, we compare options from more than 20 wholesale lenders, which matters in a market with many condos and higher-priced homes.
Where we help in South Florida
- Miami-Dade County: condos, townhomes and single-family homes.
- Broward County: Fort Lauderdale, Hollywood, Pembroke Pines and surrounding communities.
- Palm Beach County: West Palm Beach, Boca Raton, Delray Beach and Jupiter.
Condos, jumbo and non-QM loans
Many South Florida buyers are looking at condos, including buildings that do not meet standard agency guidelines. Non-QM and portfolio lenders can often finance non-warrantable condos, and jumbo loans cover higher-priced homes. We review the building and program with you before you make an offer.
Flood and windstorm insurance
Much of coastal South Florida sits in FEMA flood zones. If a property is in a special flood hazard area and you have a federally backed loan, flood insurance is required, and windstorm coverage is typically required too.
Loan programs we offer
- Conventional and jumbo purchase and refinance
- FHA, VA and USDA (in eligible areas)
- Bank-statement and other non-QM loans
- DSCR loans for investors
- Construction loans
Your loan officers
Frequently asked questions
Do you work with buyers in Miami and Fort Lauderdale?
Yes. We are licensed throughout Florida and help borrowers across South Florida; Tampa Bay is our home base.
Can I finance a non-warrantable condo in South Florida?
Often, yes, through non-QM or portfolio lenders. Expect a larger down payment and a closer look at the building.
Do I have to come to Tampa to close?
No. We handle the loan by phone and online, and closings are coordinated with a local title company.
Other areas we serve
Florida-wide broker; home base Tampa Bay.
Local real estate agents in South Florida
Licensed Florida agents serving South Florida. Every listing is free and uses the same format.
Agents appear in random order.
247 Home Loans is not affiliated with these agents, except as noted. Listings are free and open to any licensed agent, and you are free to choose any agent.
Are you a licensed agent serving South Florida? Get listed for free
247 HOME LOANS.NET LLC d/b/a 247HomeLoans.net, NMLS #1082016, FL MBR1749, 11256 Winthrop Main St, Riverview, FL 33578. Chad Morris NMLS #352539. Equal Housing Opportunity. nmlsconsumeraccess.org
Talk with Chad about your South Florida purchase
Call Chad at 813-495-9542, or apply online. Florida-wide broker; home base Tampa Bay. No obligation, and no credit check just to talk.