Mortgage Broker in Riverview, FL
247 Home Loans is a licensed Florida mortgage broker (NMLS #1082016) based in Riverview and serving Riverview and the rest of Florida since 2013. As a broker, we compare loan options from more than 20 wholesale lenders instead of offering one bank's products. Call 813-495-9542; we're available 24/7.
Local knowledge for Riverview buyers
Our office is right here at 11256 Winthrop Main St. in Riverview, so we know the neighborhoods, from Panther Trace and Summerfield to the newer communities along Big Bend Road and Boyette. Many Riverview homes are newer construction with CDD and HOA fees, and we account for those up front so there are no surprises in underwriting.
Loan programs we offer in Riverview
- Conventional purchase and refinance
- FHA loans for first-time and repeat buyers
- VA loans for veterans and active-duty families (MacDill AFB is nearby)
- USDA loans in eligible areas
- Bank-statement and other non-QM loans for self-employed borrowers
- DSCR loans for real estate investors
- Construction loans
DSCR loans for investors in Riverview
Riverview's newer single-family communities are popular with buy-and-hold investors. CDD and HOA fees count as property expenses, so we factor them in from the start. With a DSCR (debt-service coverage ratio) loan, you qualify based on the property's rental income instead of your personal income, so there are no tax returns or pay stubs to document. DSCR loans are for investment properties only, not a home you'll live in. Loans can often close in an LLC's name, subject to lender guidelines.
Your loan officers
- Chad Morris, Owner & Loan Officer, NMLS #352539, 25+ years in mortgage lending
- Dave Rodgers, Loan Officer, NMLS #363840, 20+ years in mortgage lending
Frequently asked questions
Do I need to come to your office?
No. Most of the process happens by phone and online, though you're welcome to visit us in Riverview.
Do you only work in Riverview?
No. We're licensed throughout Florida and help borrowers statewide; Tampa Bay is our home base.
Can I buy a rental property in Riverview with a DSCR loan?
Yes. DSCR loans qualify on the property's expected rental income rather than your personal income, and the loan can often be held in an LLC. Eligibility and terms depend on the lender and the property.
How do I get started?
Apply online at 247homeloans.net/apply-now or call 813-495-9542.
247HomeLoans.net, LLC · NMLS #1082016 · Florida Mortgage Broker License MBR1749 · 11256 Winthrop Main St., Riverview, FL 33578 · NMLS Consumer Access · Equal Housing Opportunity. Not a commitment to lend; all loans subject to credit approval and program guidelines.
Other areas we serve
Florida-wide broker; home base Tampa Bay.
Buying or refinancing in Riverview, FL?
Call or text Chad at 813-495-9542, or apply online. Florida-wide broker; home base Tampa Bay.