Mortgage Broker for Sarasota & Southwest Florida
247 Home Loans is a Florida-wide mortgage broker with its home base in Tampa Bay, just up the coast from Sarasota, serving buyers and homeowners across Southwest Florida. We compare options from more than 20 wholesale lenders, so you are not limited to one bank's products.
Where we help in Southwest Florida
- Sarasota and Bradenton: single-family homes, condos and 55+ communities.
- Venice, North Port and Englewood: primary homes, second homes and retirement purchases.
- Fort Myers and Cape Coral: purchase and refinance, including homes in flood zones.
- Naples and Collier County: conventional and jumbo financing for higher-priced homes.
Flood and windstorm insurance
Many coastal Southwest Florida properties sit in FEMA flood zones. If a property is in a special flood hazard area and you have a federally backed loan, flood insurance is required, and windstorm coverage is typically required too. We help you factor insurance into your payment before you make an offer.
Second homes and condos
Second-home and condo buyers have conventional, jumbo and non-QM options. Condo approval depends on the building, so we review it with you early.
Loan programs we offer
- Conventional and jumbo purchase and refinance
- FHA, VA and USDA (in eligible areas)
- Bank-statement and other non-QM loans
- DSCR loans for investors
- Construction loans
Your loan officers
Frequently asked questions
Do you work with buyers in Sarasota and Fort Myers?
Yes. We are licensed throughout Florida and help borrowers across Southwest Florida; Tampa Bay is our home base.
Is flood insurance required for a Southwest Florida home?
If the property is in a FEMA special flood hazard area and you have a federally backed loan, yes. Windstorm coverage is typically required too.
Do I have to come to Tampa to close?
No. We handle the loan by phone and online, and closings are coordinated with a local title company.
Other areas we serve
Florida-wide broker; home base Tampa Bay.
Local real estate agents in Sarasota and Southwest Florida
Licensed Florida agents serving Sarasota and Southwest Florida. Every listing is free and uses the same format.
Agents appear in random order.
247 Home Loans is not affiliated with these agents, except as noted. Listings are free and open to any licensed agent, and you are free to choose any agent.
Are you a licensed agent serving Sarasota and Southwest Florida? Get listed for free
247 HOME LOANS.NET LLC d/b/a 247HomeLoans.net, NMLS #1082016, FL MBR1749, 11256 Winthrop Main St, Riverview, FL 33578. Chad Morris NMLS #352539. Equal Housing Opportunity. nmlsconsumeraccess.org
Talk with Chad about your Sarasota and Southwest Florida purchase
Call Chad at 813-495-9542, or apply online. Florida-wide broker; home base Tampa Bay. No obligation, and no credit check just to talk.