Mortgage Broker for Orlando & Central Florida
247 Home Loans is a Florida-wide mortgage broker with its home base in Tampa Bay, serving buyers and homeowners in Orlando and across Central Florida. We compare options from more than 20 wholesale lenders, so you are not limited to one bank's products.
Where we help in Central Florida
- Orlando: downtown condos, established neighborhoods and newer suburban communities.
- Kissimmee and Osceola County: primary homes, second homes and short-term rental investment properties, subject to local rules.
- Lakeland and Polk County: purchase and refinance options, including USDA in eligible areas.
- Seminole, Lake and Volusia counties: Sanford, Clermont, Deltona and surrounding communities.
Second homes, DSCR investor loans and vacation rentals
Central Florida has a large vacation-rental market. With a DSCR (debt-service coverage ratio) loan, you qualify based on the property's rental income instead of your personal income. DSCR loans are for investment properties only, and loans can often close in an LLC's name, subject to lender guidelines. Rental rules vary by city, county and HOA, so confirm what is permitted for the property.
Working with a Tampa Bay-based broker
Applications, documents and disclosures are handled online and by phone, and closings are coordinated with a local title company, so you do not need to come to Tampa.
Loan programs we offer
- Conventional and jumbo purchase and refinance
- FHA, VA and USDA (in eligible areas)
- Bank-statement and other non-QM loans
- DSCR loans for investors
- Construction loans
Your loan officers
Frequently asked questions
Do you work with buyers in Orlando?
Yes. We are licensed throughout Florida and help borrowers in Orlando and across Central Florida; Tampa Bay is our home base.
Can I buy a vacation rental near Orlando with a DSCR loan?
Often, yes. DSCR loans qualify on the property's expected rental income, and the loan can often be held in an LLC. Eligibility and terms depend on the lender, the property and local rental rules.
Do I have to come to Tampa to close?
No. We handle the loan by phone and online, and closings are coordinated with a local title company.
Other areas we serve
Florida-wide broker; home base Tampa Bay.
Local real estate agents in Orlando and Central Florida
Licensed Florida agents serving Orlando and Central Florida. Every listing is free and uses the same format.
Agents appear in random order.
247 Home Loans is not affiliated with these agents, except as noted. Listings are free and open to any licensed agent, and you are free to choose any agent.
Are you a licensed agent serving Orlando and Central Florida? Get listed for free
247 HOME LOANS.NET LLC d/b/a 247HomeLoans.net, NMLS #1082016, FL MBR1749, 11256 Winthrop Main St, Riverview, FL 33578. Chad Morris NMLS #352539. Equal Housing Opportunity. nmlsconsumeraccess.org
Talk with Chad about your Orlando and Central Florida purchase
Call Chad at 813-495-9542, or apply online. Florida-wide broker; home base Tampa Bay. No obligation, and no credit check just to talk.