Mortgage Broker in Brandon, FL
247 Home Loans is a licensed Florida mortgage broker (NMLS #1082016) based in Riverview and serving Brandon and the rest of Florida since 2013. As a broker, we compare loan options from more than 20 wholesale lenders instead of offering one bank's products. Call 813-495-9542; we're available 24/7.
Local knowledge for Brandon buyers
Brandon is one of Tampa Bay's busiest suburbs, and buyers here range from first-time buyers to move-up families and military households near MacDill AFB. Our office in nearby Riverview is minutes away, and we handle most of the process by phone and online.
Loan programs we offer in Brandon
- Conventional purchase and refinance
- FHA loans for first-time and repeat buyers
- VA loans for veterans and active-duty families (MacDill AFB is nearby)
- USDA loans in eligible areas
- Bank-statement and other non-QM loans for self-employed borrowers
- DSCR loans for real estate investors
- Construction loans
DSCR loans for investors in Brandon
Brandon's mix of single-family homes, townhomes and condos near I-75 and the Selmon Expressway draws steady long-term renters, which makes it a common market for buy-and-hold investors. With a DSCR (debt-service coverage ratio) loan, you qualify based on the property's rental income instead of your personal income, so there are no tax returns or pay stubs to document. DSCR loans are for investment properties only, not a home you'll live in. Loans can often close in an LLC's name, subject to lender guidelines.
Your loan officers
- Chad Morris, Owner & Loan Officer, NMLS #352539, 25+ years in mortgage lending
- Dave Rodgers, Loan Officer, NMLS #363840, 20+ years in mortgage lending
Frequently asked questions
Do I need to come to your office?
No. Most of the process happens by phone and online, though you're welcome to visit us in Riverview.
Do you only work in Brandon?
No. We're licensed throughout Florida and help borrowers statewide; Tampa Bay is our home base.
Can I buy a rental property in Brandon with a DSCR loan?
Yes. DSCR loans qualify on the property's expected rental income rather than your personal income, and the loan can often be held in an LLC. Eligibility and terms depend on the lender and the property.
How do I get started?
Apply online at 247homeloans.net/apply-now or call 813-495-9542.
247HomeLoans.net, LLC · NMLS #1082016 · Florida Mortgage Broker License MBR1749 · 11256 Winthrop Main St., Riverview, FL 33578 · NMLS Consumer Access · Equal Housing Opportunity. Not a commitment to lend; all loans subject to credit approval and program guidelines.
Other areas we serve
Florida-wide broker; home base Tampa Bay.
Buying or refinancing in Brandon, FL?
Call or text Chad at 813-495-9542, or apply online. Florida-wide broker; home base Tampa Bay.